For most clients, a home is their most valuable and personal asset. We help homeowners in Colorado’s wildland-urban interface understand their true level of risk and take practical, prioritized action. Whether you’re preparing for fire season, navigating insurance non-renewal, pursuing Wildfire Prepared Home™ designation, or working to meet Colorado’s upcoming mitigation requirements, we provide clarity and a step-by-step path forward.

Ranch properties carry wildfire risk that extends well beyond a single residence. Multiple structures, equipment, livestock, and large acreage all shape exposure and insurance considerations. We take a comprehensive view of your operation, assessing structural and land-based vulnerabilities, and develop practical mitigation strategies that protect both your assets and your livelihood.

As wildfire risk reshapes underwriting across Colorado and the Western U.S., carriers and agents need objective, field-based insight. We provide independent risk assessments, mitigation verification, and clear reporting that supports underwriting decisions, pre-renewal evaluations, and portfolio-level risk analysis. Our work helps insurers better understand property-specific exposure while giving policyholders a clear path toward improved resilience.

Wildfire does not recognize property lines. Shared open space, common areas, road access, and collective mitigation practices all influence how fire moves through a neighborhood. We partner with HOAs and community organizations to evaluate risk at the community scale and develop coordinated action plans that strengthen overall resilience and help meet evolving mitigation standards.

Our core service is a comprehensive, on-site assessment of your property. We evaluate the structural elements, defensible space zones, ignition pathways, ember exposure, and site access that influence how fire could approach or spread. Rather than handing you a checklist, we walk the property with you, explain our findings, and deliver a clear, prioritized strategy tailored to your home, ranch, or community.

Each engagement includes a clear, professional report summarizing key findings and prioritized recommendations. Our documentation is designed to be practical and easy to use, supporting implementation planning, coordination with contractors, communication with insurers, and alignment with applicable mitigation standards and requirements.

For HOAs and neighborhoods, we take a broader view, evaluating shared spaces, access routes, and collective vulnerabilities to understand how fire could move through the community. We then develop a coordinated action plan with phased, strategic recommendations and provide clear communication to boards and community groups to support implementation.

Wildfire insurance has become increasingly complex in high-risk areas. We help you navigate the process by aligning your home’s mitigation efforts with insurer expectations. From clear documentation and practical guidance to support during coverage challenges, we provide the clarity and structure you need to move forward with confidence.